Credit Score Simulator

See how paying off debt can improve your credit score

Credit Card Debt

Total Credit Card Balance

Total Credit Limit

Payment History

On-Time Payments (Last 24 Months)

/ 24

Account Activity

New Accounts (Last 12 Months)

Hard Inquiries (Last 12 Months)

Debt Payoff Projection

How much will you pay off?

This is an educational estimate based on simplified FICO scoring models. Actual credit scores depend on many factors and may vary. For precise score information, check your credit report from the major bureaus.